Never has there been a more crucial time for businesses to be well prepared and well informed about their responsibilities as employers; both to their regulatory bodies and also to their employees. We feel that this scheme is important to the development and protection of your business.

In addition to our comprehensive range of legal services to businesses we now offer an insurance backed solution, that insures the legal costs should an employment claim arise.

Premier Legal recognises that all businesses are different, so we ensure that the policy you take out is specific and relevant to your business.

As an employer, you face risks daily and even though you may feel you are doing your best, that may not be good enough under the scrutiny of the courts.

We can now remove this financial uncertainty from the company balance sheet and transfer it to an insured arrangement.

How This Policy Protects You

With the rapid succession of European laws driving changes in employment law all employers need to keep abreast of the new legislation to avoid pitfalls. With the levels of compensation rising, the temptation for workers to seek legal action is also rising. As an employer you are at risk from a claim for:

• Unfair dismissal
• Sexual and Racial and Age harassment
• Injury sustained in the workplace
• Discrimination
• Unacceptable working time
• Inadequate working environment

What Is Covered

• Access to our employment team should you need assistance with compliance issues
• Legal Help-line
• Legal representation in the event of a claim, for both Pursuit and Defence claims
• Awards of compensation of up to £100000 any one claim

What Is Excluded

• Claims or circumstances which have already commenced or circumstances of which you are aware prior to the inception of the policy
• Monies statutorily due to employees. (the policy is intended to cover damages awarded against employers and not replace money due to employees by virtue of the Wages Act, redundancy legislation, pension or share option arrangements etc)

This policy protects your business against the costs of the dispute - it can also mitigate the hidden costs to your business caused by stress and disruption.

How This Policy Works

Simply, the scheme is very straightforward

• We discuss the element of the scheme relevant to your business
• Prepare a proposal on this information
• Present you with a quotation following on from our initial discussions
• Carry out a survey which reviews your current HR practices in key compliance areas against both legal requirements and best practice
• Propose changes to eliminate weaknesses
• Confirm policy cover and cost
• Provide cover

Types of cover available

Helpline

We provide a telephone helpline (local call) that is manned 24 hours a day 7 days a week by a qualified lawyer - cost of this service is dependant on the number of employees on your payroll + a quarterly newsletter and regular e-mail updates

Helpline and Compliance Documents

24/7 helpline as above + we will audit your premises and provide you with all of the employment documents you need to make your business compliant with current employment law.

Full Insurance Cover

24/7 helpline, audit, suite of compliance documents as required and insurance to cover you in various ways

• Against awards and compensation only
• Awards and compensation and Tribunal Representation
• Fully Comprehensive cover that provides the services of a lawyer even before a case goes to the Employment Tribunal

Virtual HR

All of the above and a complete handholding service for employers with the Virtual HR package we become your Human Resources Department and can provide any or all of the following

• Recruitment advice and help with interviewing candidates
• Complete suite of HR documentation in your corporate style
• Staff development training
• Development and implementation of staff appraisal schemes
• An "HR Manager" for dispute and disciplinary or grievance hearings
• Articles for Company Newsletter
• Outsourced bureau payroll service

Membership of the scheme entitles you to:

• An audit of your current working practices in order to identify any weaknesses and assist you in dealing with them effectively e.g. recruitment processes and job application forms
• Preparation of your employment documentation including contracts of employment, an employee handbook containing policies and procedures
• Provision of a HR Survival Kit containing standard HR letters and documents for everyday use
• Unlimited legal advice by telephone for all employment issues
• A quarterly newsletter and regular e-mail updates to make sure you are kept fully aware of employment issues
• 2 free places each year on our popular employment seminars
• In house training at a preferential rate
• Peace of mind, as you know that if you have followed our advice the insurance policy protects your business against the possibility of claims for compensation and the cost of representation if you are unfortunate enough to be taken to the Employment Tribunal.